Do i need to really utilize the money from a property Equity Financing TB for some thing?

The complete quantity of a property Collateral Financing TB is a loan for the mission, for example there aren’t any conditions to help you document one objective and also the funds from the home Guarantee Loan TB is utilized at your sole discernment. Truly the only exemption try a position if you use the house security loan to settle other money in cases like this you must pay off people fund and people left an element of the financing can be utilized the objective.

What’s the difference in the consumer financing TB additionally the Family collateral financing TB ?

The user Mortgage TB financing with an intention rates out of 5.nine % p. an excellent. and you may maturity months max. 8 ages,

Your house Equity Loan TB that loan with an interest speed off dos.59 % p. a beneficial. with one year obsession and you can maturity two decades.

Am i able to pay back the home Security Mortgage TB very early?

Yes, the home Security Loan TB are reduced very early, also rather than a fee, toward big date of your own stop of the repaired-attract period. An individual may also provide a remarkable put one per year around the newest 20 % of your own loan dominant free from people charges. Also these choices, the expense regarding very early cost should not go beyond step 1 % of very early paid off number with the property loan.

Just what conditions carry out I want to meet if i have to grab a property Guarantee Mortgage TB ?

• minimum age 18 age,
• documents out-of latest websites month-to-month money out of 500 EUR or more,
• mortgage around the maximum amount of 80 % of one’s pledged possessions,
• restrict repayment age twenty years,

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• a solution to play with the main loan to blow charge (mortgage payment and making sure professional testing of your apartment as a consequence of Tatra banka),
• pledging of your own housing assets due to the fact coverage.

Can there be one insurance coverage readily available if i are not able to pay-off our home Guarantee Loan TB ?

Sure, there clearly was. In venture into UNIQA insurer you could potentially plan brand new following the via telephone services Dialogue Real time or perhaps in Tatra banka part:

• insurance rates of your own capacity to pay back financing, that leave you confidence in case there are unforeseen incidents one have a tendency to stop you from continuous to repay the mortgage,
• property insurance policies to arrange centered on your position.

Do you know the fixed interest rate solutions of the home Equity Financing TB ?

A choice of a predetermined interest can be acquired for 1, dos, 3, 5, 7 and you will ten years and/or whole financing cost period.

No less than a couple months before stop of your fixed focus rates months we shall contact your on paper and you may enable you to know the new interest together with this new fixed interest months. You might decide, whether you:

• take on the fresh new interest in addition to fixed-price period,
• undertake the deal to extend or reduce the fresh repaired-speed period therefore the associated interest rate.

How come the brand new visit within the Tatra banka go-ahead when attracting this new financing? What will happen in the earliest conference?

Consultation ‘s the starting point to discover the loan. Plan a night out together for your fulfilling via Dialogue Real time *1100. All of our mortgage lenders try borrowing from the bank gurus. You will see in regards to the done give from mortgage points at the the first fulfilling right after which it could be your choice to combine the financing to suit your new home, auto loan, bungalow or possessions renovation.