by the proper, they doesnt number whether your additional is made to your mortgage and/or c/a great, it is still dominating cures if the in either certainly one of they. by the kept. i wouldnt understand how it really works indeed there. (seek advice from their own once again possibly?)scenario 2 = semi-flexi has only step one account. with the intention that the to reduce their principal, the money Need to borrowing from the bank towards the housing loan account (subject to LO TnC). one percentage designed to your own c/a have nothing to do with the dominant since these accs commonly connected. so the 2nd officer are “korek”. =)

In reality to have scenariio step 1= I asked the latest manager regarding the old-fashioned loan, she told you perhaps not flexi following indicates me better to simply take most other totally flexi package.

Scen dos= so this is “korek” haha. You mode almost any extra payment in order to mortgage a/c commonly deduct the primary amte compared to that LO, think about the brand new T&C stated that we should instead promote get better observe and also make a lot more payment. but the manager told me not require as their LO installment loans for bad credit in Texas perhaps not posting, the fresh new LO however based on the dated one to, nevertheless the bank operating system currently revision. How does ? I am frightened once signing usually regret afterwards, all the mth has to observe bank to provide advance payment .

Have got to revise lender?

.Why do not such as for example completely flexi? Or no go out create advance payment must upgrade bank, i wld instead grab fully flexi. Save time.

Heard in addition to Hleong islamic zero locking period, guarantee you could potentially tell all of us for people who had people futher info. Thx.

Actually getting scenariio step one= I inquired brand new administrator regarding your traditional loan, she said not flexi then suggest me best to bring most other totally flexi package.

Scen 2= making this “korek” haha. Your mode any sort of more payment in order to mortgage a/c tend to subtract the primary amte to that particular LO, how about the new T&C reported that we have to offer get better see to make even more commission. nevertheless the officer informed me not require because their LO perhaps not modify, the fresh LO nevertheless according to research by the dated one to, however the bank operating system already change. Why does ? I’m scared immediately after signing have a tendency to feel dissapointed about later, the mth has to observe financial provide downpayment .

Surely got to inform financial?

.As to the reasons dont such as for instance fully flexi? If any date create deposit has to inform lender, we wld instead just take completely flexi. Save time.

Heard and Hleong islamic zero locking several months, promise you might give you if you got people futher information. Thx.

whether its semi or complete flexi, their just about the same. consider from it while the a manual vehicles or vehicle vehicle. high FC and up-keep fees towards convenience compared to significantly more foot work at cheaper maintaince rates. relatively speaking.

regarding individual attitude, i will say wade full-flexi if you possess the extra bucks incase you supposed to move the cash that frequently.

i’m not totally yes on UOB’s pratices, however, u can discuss with the new officials what kind of notice to help make the even more percentage? over-the-counter notice, 30 days observe beforehand an such like.

Do anyone with this loan plan. Pls express specific white if you ask me. My top priority is the progress/prepayment. Can you imagine mthly payment try RM1k, and i also shell out RM1.5k all of the mth into loan an excellent/c. Does the new RM500 commonly subtract regarding the Principal amt , upcoming decreasing the interest fees?

You to definitely said”No”, the other commission tend to park regarding the a/c and you can use since a mthly payment when due. Notice has to be supplied to lender when the want the additional percentage is subtract the primary. She advise us to consume an entire flexi home loan.